REFINANCING

Commercial Property

Refinancing commercial property can be a strategic way to unlock the equity in your existing assets, providing you with the financial flexibility to grow, invest, or manage your business more effectively. Whether you’re looking to expand your operations, consolidate debt, or free up cash flow, refinancing offers a tailored solution to meet your unique financial goals. At Ferguson Capital, we specialise in guiding clients through the complexities of refinancing commercial property, ensuring a smooth process with access to competitive rates and terms.
Ferguson Capital

Why Refinance Commercial Property?

Unlike residential mortgages, commercial loans are incredibly versatile and can be used for a variety of purposes, including:

  • Purchasing additional business premises
  • Funding property development projects
  • Expanding or upgrading your business
  • Consolidating existing debts into a single, manageable payment
  • Freeing up cash flow for operational needs or new investments

Refinancing isn’t just about lowering your interest rate (though that’s a nice perk!). It’s about creating financial opportunities that align with your long-term strategy.

What Lenders Look At

When refinancing commercial property, lenders consider a wide range of factors to determine the most suitable terms for you. These include:

  • The Property’s Value: Both the current market value and its potential for generating income
  • Your Financial Accounts: A clear picture of your business’s profitability and cash flow.
  • Credit History: Demonstrating a solid repayment track record.
  • Your Experience: Particularly important for property developers or investors seeking to refinance for new projects.

Pricing models for commercial loans can be complex, but this is where Ferguson Capital comes in. We navigate the intricacies, ensuring you’re positioned to receive the most competitive and appropriate deal.

Ferguson Capital
Ferguson Capital

How We Help

Refinancing doesn’t have to be daunting. At Ferguson Capital, we:

  • Work closely with you to understand your financial goals.
  • Leverage our network of lenders to find the best terms and rates.
  • Handle the paperwork, ensuring a seamless and efficient process.

Whether it’s a straightforward refinancing or part of a larger strategy to fund expansion or development, we tailor solutions to meet your needs.

Acquisition Funding

At Ferguson Capital, we work with you to identify and position your growth strategy in a compelling way, helping you secure the best terms while minimising the equity you need to raise.

Acquisiton Funding

Bridging Finance

Bridging finance is a way of purchasing property or raising funds quickly, sometimes within as little as 48 hours, for financial needs that are urgent and potentially short-lived.

Bridging Finance

Refinancing

Refinancing commercial property can be a strategic way to unlock the equity in your existing assets, providing you with the financial flexibility to grow, invest, or manage your business more effectively.

Refinance Now

Ready to explore your options?

If you’re considering refinancing your commercial property, let us help you unlock its full potential. Contact Ferguson Capital today for a consultation, and let’s create a financial plan that works for you.

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