Commercial Mortgages
Made to measure

Mortgages for all types of business
Ferguson Capital can arrange the most competitive commercial mortgages for any property type including:
- Residential investment property
- House of Multiple Occupation (HMO’s)
- Retail and Commercial units
- Offices
- Warehouses
- Professional practice premises
- Hotels and licensed premises
- Care homes
- Semi-commercial premises with living accommodation above
- Land & agricultural
As an independent broker and commercial finance consultancy, we provide access to variety of mortgages and lenders from the whole of the market This ultimately means better rates and terms for our clients.
All of our mortgage deals are designed around our client's needs and cover the entire range of mortgage options including:
- Repayment and Interest-only payment types
- Short and long-term repayment programmes
- Fixed and variable rates
- Arrangement fees added to the loan
- Up to 80% funding available on an individual property and up to 100% funding with additional security provided
- Short-term VAT loans available to avoid you having to fund the VAT on a property purchase from your business cash flow
- Government funding schemes and incentives

Acquisition Funding

At Ferguson Capital, we work with you to identify and position your growth strategy in a compelling way, helping you secure the best terms while minimising the equity you need to raise.
Bridging Finance

Bridging finance is a way of purchasing property or raising funds quickly, sometimes within as little as 48 hours, for financial needs that are urgent and potentially short-lived.
Refinancing

Refinancing commercial property can be a strategic way to unlock the equity in your existing assets, providing you with the financial flexibility to grow, invest, or manage your business more effectively.
Ready To Explore?
Looking to achieve your financial and property goals?
Whether it’s securing a mortgage, funding a development, or exploring investment opportunities, our expertise ensures results.
Book a consultation today and let’s turn your ambitions into reality!

WHAT WE DO
Our Services
Whether you’re looking to purchase business premises, invest in property, or refinance an existing business mortgage, our relationship managers work closely with you to understand your unique needs.
We recognize that no two businesses are alike, which is why our underwriting team reviews each commercial mortgage application individually, making decisions based on the specific strengths of your business.
We help our clients unlock the full potential of their property investments, ensuring access to competitive financing solutions in the complex world of commercial mortgages. By leveraging our deep industry knowledge and extensive network of lending partners, we tailor financing strategies that align with each client’s unique goals and financial situation.
Whether securing funding for acquisitions, refinancing existing properties, or pursuing new development opportunities, we provide expert guidance throughout every stage of the process.
Real Estate
We work closely with our clients to enhance the value of their assets and navigate the intricacies of property investment. By offering tailored advice and strategic solutions, we ensure that each client achieves their specific goals.
Our collaborative approach fosters long-term partnerships, helping clients stay ahead in an ever-evolving market.
Consultancy
We empower our clients to maximize their investment potential through strategic private equity solutions, offering access to high-quality opportunities in a competitive market. Our comprehensive approach combines in-depth market analysis with tailored investment strategies to deliver sustainable growth and mitigate risks.
By leveraging our expertise and extensive network, we provide clients with the insights and resources needed to make informed decisions and achieve superior returns.
Private Equity